Valentine's Day conjures up images of hearts, flowers and a double-decker box of chocolate, nougat and nuts. But, metaphorically speaking, what happens when that stupendous bouquet of roses you got turns out to be a pile of weeds? Love might cloud our vision, line drawing but that doesn't mean you have to turn a blind eye to consumer pitfalls. If you know what to look for, you can avoid some big missteps.
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Did you know merchants can impose minimum purchase requirements for credit card purchases but not for debit cards? And that those minimum requirements are not up to the merchant?
The season of giving is over - well, sort of. For many people, December's gift-giving and feasting means a bigger-than-usual credit card bill in January. You know the advice: it's always good to pay off your balance in full. But if you can't, we've got some tips for paying down credit card debt:
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Purdue Extension - Marion County is offering a new program to support beginning urban farmers, the Purdue Urban Farm Incubator.
Money Smart for Small Business provides a practical introduction to the everyday tasks of starting and managing a business. Developed jointly by the Federal Deposit Insurance Corporation (FDIC) and the U.S. Small Business Administration (SBA). Three modules will be taught in January 2016.
Interested in uncovering the mystery behind taxes? Looking for real-world applications for what you've learned in the classroom? The Understanding Taxes Student Site provides middle schools, high schools, community colleges, and the general public with a technology-based instructional tool. (From a link provided by the Indiana Assets and Opportunity Network)
Have you ever been invited to an in-home sales party and felt pressured to buy something? Well, if you regret your purchase, the FTC's Cooling-Off Rule may be able to help. But time is of the essence.

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